HomeBudget
Privacy Policy

None. NHM Apps does not collect, receive, store or have access to anything you enter in HomeBudget, such as your income, expenses, bills, family member names, bank names, notes or settings.

The app does not use analytics, advertising, tracking or crash-reporting services. It does not ask for permission to your contacts, camera, microphone, photos or files, and it never reads your location. The only optional permissions it asks for are to show notifications, on Android 12 and newer "Alarms & reminders" so they arrive on time (see section 1a), and "Nearby devices" (Bluetooth) for the optional Share nearby feature (see section 1b). The app asks for your name on first use; it is stored only on your phone. The app never sends what you enter over the internet. Android lists a network permission for the app only because it includes Google's Play Billing library, which talks to Google Play to handle the optional Pro purchase (see section 4).

If you switch on Phone notifications in Settings, HomeBudget shows reminders for your monthly commitments and planned expenses. If you switch on the Backup reminder, it also shows a notification at the day and time you choose (monthly or weekly) to remind you to back up; tapping it opens the backup screen in the app. Android 13 and newer asks for your permission first, and you can turn the feature off in the app or in Android settings at any time. The reminders are worked out and scheduled on your phone itself, using Android's own alarm service, and are shown by your phone. Nothing about them is sent to NHM Apps, Google or anyone else. A short list of the coming reminders (names, dates and the text shown, and your backup reminder day and time) is kept in the app's private storage so they can be set again after the phone restarts; it is removed when you turn notifications off or clear the app's data. On a locked screen, Android may show only the words "Bill reminder", depending on your phone's settings.

Share nearby lets a family member send their expenses to the Budget Manager's phone without a chat app. It is optional and only starts when you open the radar screen. Android asks for the Nearby devices permission (Bluetooth scan, connect and visibility) and for the phone to be visible to other phones for about 2 minutes. On Android 6 to 11, Android itself requires the Location permission before any app may scan for Bluetooth devices; HomeBudget uses it only for that scan, does not read or store your location, and the app is built so that on Android 12 and newer the scan is declared as never used to find your location.

The data goes directly from one phone to the other over Bluetooth, using Android's encrypted pairing. It does not pass through the internet, NHM Apps or any server. The Budget Manager must tap Import before anything is added, and can decline. The names of nearby Bluetooth devices that Android reports during a scan are shown on the radar and are not stored or sent anywhere. You can deny the permission and still share by message, as in section 3.

Everything you enter is saved only on your device, inside the app's private storage. It is not uploaded anywhere. The app switches off Android's automatic cloud and device-transfer backup for its data, so it is not copied to Google Drive or to a new phone by the system.

If you turn on the optional App lock (a Pro feature), your data on the phone is encrypted with a key made from your passcode. The passcode is never stored. If you forget it, nobody, including us, can recover the data.

Some features let you create a file or text and send it yourself:

• Backup (Settings): creates a backup file (a .txt file named by the date, for example BKP28OCT2026) or text that you can save or send. You can protect it with a password. To attach the file, the app makes a temporary copy in its own private storage for Android's share sheet; the copy is replaced the next time you share and is removed automatically soon afterwards. NHM Apps never receives it.
• Family Member sharing: a family member can send their entries as a message (a readable summary with an import code), as a file, or directly by Bluetooth with Share nearby, and the Budget Manager can import them. Each phone also keeps the name its owner typed.
• Report and monthly-commitment export: a spreadsheet file that opens in Excel or Google Sheets, or a full data file.

When you use one of these, Android's share sheet opens and you decide which app receives the data (for example WhatsApp, Gmail or Google Drive). From then on, that data is handled by the app you chose, under its own privacy policy. We never see it. Please share backups and family data only with people you trust.

Restoring a backup uses Android's own file picker: you choose the backup file, and HomeBudget receives only that file. The app does not get access to your other files or folders and needs no storage permission.

The app is free. An optional one-time in-app purchase called HomeBudget Pro unlocks extra features. Purchases are made and processed entirely by Google Play. We do not see or store your card, UPI or other payment details.

The app only asks Google Play whether your Google account owns Pro, so it can unlock the features, and it keeps a small marker on your device so Pro keeps working offline. Google's handling of your payment and account data is described in the Google Privacy Policy.

HomeBudget is a general household-budget app for adults and is not directed to children under 13. It does not knowingly collect information from anyone, including children.

• To erase everything: open Settings → Data → Start fresh (the app asks you to confirm twice, with a press-and-hold, because it cannot be undone), or uninstall the app. Because the data lives only on your phone, uninstalling removes it permanently unless you saved a backup.
• To keep your data: use Settings → Back up everything before you change phone or uninstall.
• Because we hold no data about you, there is nothing for us to access, correct or delete on our side.

The app only ever displays its own bundled pages and cannot load websites. Optional protection includes an app lock with AES-256 encryption, a setting that hides the app in recent apps and blocks screenshots, and password-protected backups. No method of storage is perfectly secure, so please keep your phone locked and your backups safe.

If this policy changes, we will update this page and the effective date at the top. If a future version of the app collects any information, we will describe it here and in the Google Play Data safety section before it does.